The rules of Baccarat


Would you like to play Baccarat card game played by James Bond himself, but don’t know the rules? It does not matter! In this article, we will explain how to play this popular casino game. Then nothing will stop you from becoming the king of Baccarat and earn your dream reward.

The beginning of the game – bets

At the beginning of Baccarat, you can bet in 3 options: you can bet on player, banker or draw. Always bear in mind that the banker and player bets are paid 1:1, but the banker winning bet is subject to 5% fee. If you manage to hit the draw, you will be paid out and win 8:1.

Baccarat game progress

Once the bets are closed, the cards are handed. The banker deals one card to the player (you), one to himself/herself, the other card to the player (you) and the other to himself/herself. For a winning combination, usually, these two cards are sufficient, but in exceptional cases, it may be necessary to hand the third card.

The third card will be handed if:

  • The total score of the first two cards is lower or equal to 5
  • The overall score of the banker’s first two cards is smaller or equal to 4
  • The overall score of the first two cards of concessionaire equals to 5 – in this case, the decision to hand the banker’s third card is made according to the type of cards the player is holding.

For a clear explanation of the progress of the game – that is, how to behave when scoring two cards or how to the banker will behave, we bring you the tables below.


Sum of the first two cards Reaction
0, 1, 2, 3, 4, 5 Has to take another card
6, 7 Stands
8, 9 Does not take another card


Sum of the first two cards Has to take another card if the value of the third card. Does not take another card if the value of the player’s third card.
0, 1, 2 Has to take another card.
3 0, 1, 2, 3, 4, 5, 6, 7, 9 8
4 2, 3, 4, 5, 6, 7 0, 1, 8, 9
5 4, 5, 6, 7 0, 1, 2, 3, 8, 9
6 6, 7 0, 1, 2, 3, 4, 5, 8, 9
7 Stands.
8 The player cannot take another card. The player cannot take another card.

An illustration:
If a banker has two cards with a total of 4, and the player draws the third card with a value of 6, the banker must draw the third card. If the banker has two cards in the total value of 5, and the player takes the third card with the value of 2, the player is standing and does not take the third card.

The principle of the game Baccarat

The main goal of the game is to get as many points as possible. Your score may be from 0-9, and you are competing with the banker whom of you will get closer to 9. The cards you have in hand are summed up. Each card has a specific point value which you will learn below. As you can see, the principle of the game is really very simple. Baccarat does not have much room to invent strategies. However, you can pay attention to the opening bet.

Overview of evaluation

Cards 2 – 9: they have the value equal to the number indicated on the card
Cards 10, J, Q, K: their value is 0
Aces: they equal to 1

When calculating the score, only the value to the right is counted. Here is an example. When the cards are being handed, you get two cards with a value of 5 and 8, so you get the sum of 13. The resulting point value will be 3 (subtract 10). We calculate the number to the right.

We hope that you find our explanation of Baccarat casino rules helpful. After reading this article, we recommend that you try playing Baccarat online casino for free on our website before you start playing for real money. We wish you a lot of fun and good luck in the game!

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